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NRI TDS Calculator

Estimate TDS on NRI property transactions in India.

Non-Resident Indians buying or selling property in India often face Tax Deducted at Source (TDS) under Section 195 on payments to sellers or on remittances. This NRI TDS calculator gives an indicative withholding amount based on property value, holding period (short-term vs long-term capital asset), and whether you are modelling a purchase or sale scenario.

Rates shown include illustrative base tax plus health and education cess for orientation. Actual TDS can differ with Double Taxation Avoidance Agreements (DTAA), lower-deduction certificates, agricultural land exemptions, surcharge thresholds, and the buyer's obligation to deduct at the correct rate. Always coordinate with a chartered accountant before completion of transaction.

If you are an NRI exploring homes in Pune, combine this estimate with our stamp duty calculator and speak with 3 Works Properties for curated projects and documentation support.

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Frequently asked questions

What is TDS on property for NRIs?

When an NRI sells property in India, the buyer often must deduct tax at source under Section 195 before remitting sale proceeds. Rates depend on holding period and asset type. This tool gives an indicative figure only.

What is the difference between short-term and long-term TDS?

Properties held for more than two years are generally treated as long-term capital assets for this illustration; shorter holding attracts higher indicative withholding on short-term gains.

Can DTAA reduce TDS for NRIs?

A tax treaty between India and your country of residence may allow a lower rate if documentation is in order. This calculator does not apply treaty rates. Consult your CA.

Is TDS the same as my final income tax?

No. TDS is withheld upfront. You may claim credit or seek refund when filing your Indian return, subject to rules and timelines.

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